Our written work: the Counterparty Risk Notes, The Whole Picture, the credit risk one-pager and the Agentic Assurance article. Everything here downloads directly.
Financialisation has turned a commodity price move into a same-day cash demand on the treasury. Europe in 2022, the LME nickel squeeze and the 2026 Hormuz crisis each tested what a credit function could measure in time to act.
Horizon's one-page map of counterparty credit risk, walked through panel by panel. The perimeter fails at the joins between teams, not inside any one of them.
The assurance questions agentic AI raises in credit, and a six-level model of how much authority an agent should hold.
One exposure engine and one governance perimeter, from the pre-deal check to the margin call, with the deterministic and simulated views of the same portfolio side by side.